Pharmacist’s Student Loans

As a Pharmacist you have worked hard to get where you are today! You have completed an undergraduate degree and have competed successfully to get into Pharmacy School and worked very hard to come out the other end as a Pharmacist! And now that you have graduated, you have found out that it is not all roses and that you are now saddled with a big problem: STUDENT LOAN DEBT!

Only 15% of higher education students are in GRADUATE programs yet they account for 40% of federal student loans issued each year! i.e. $37,000,000,000 per year1

The average Pharmacist debt, that doesn’t include undergraduate degree is $172,3292

90% of borrowers graduating with six-figure student loan debt are graduate students NOT undergraduate students3

Here are some questions to ask yourself…

  • Are your Federal student loans larger than your income?
  • Do you feel overwhelmed by your monthly student loan payments?
  • Do you feel that you can’t move forward with your life because of the amount of student debt hanging over you?
  • Are your plans for a home and family on hold because of student loan debt?
  • Do you feel that you will NEVER be able to pay your student loans off?
  • Do you feel panicked / frustrated that here is no solution to your student loan problem?

Then you have come to the right place!

We can assess what is the right plan for you based on your current situation and what your Short, Medium and Long Term goals are. We can usually show you ways to significantly reduce your monthly repayment amount and maximize the amount of debt forgiveness you can achieve.

Book a complimentary appointment with me and lets see if we can help you get on track with your life and find solutions to reduce your student loan stress and provide a path to student loan completion.

Eric McGinley is a Board Certified, Student Loan Professional (CSLP).

Book a 30min Complimentary Meeting
ServicesStudent Loan AnalysisStudent Loan ImplementationRecertification Retainer*
$1200$200/month$240/yr
Student Loans Data AnalysisYY
Meeting to Discuss Student Loan DataY
Plan to move from PARENT PLUS to Income Driven Repayment PlanY
Education on the Different Federal Loan Plans AvailableY
Calculation of Accumulated Debt per Loan Plan TypeY
Calculation of Student Loan Forgiveness AmountY
Loan Plan ComparisonY
Student Loan Data ReportY
Monitor Recertification DateYY
Advocate with Loan ServicerYY
Assist in completing all paperworkYY
Assist with Loan deadlinesYY
Assist with Annual RecertificationYY
Assist with Loan Servicer requirementsYY

Student Loan Analysis:  Ideal for DIYers who just want a plan to follow.
Student Loan Implementation: For anyone who wants the surety of knowing that their plan will be implemented by an expert, so that any issues that arise will be dealt with correctly. This plan can only be selected IF the Analysis package has been purchased first. The maximum number of months is 6 but if incomplete, implementation will continue regardless with no extra payment.
Recertification Retainer: For anyone who wants to make sure that all deadlines are met and that the plan is progressing as it should. This plan can only be purchased if the Analysis package is purchased first.

 

  1. https://www.americanprogress.org/issues/education-postsecondary/reports/2020/01/13/479220/graduate-school-debt/
  2. Source: American Association of Colleges of Pharmacy
  3. National Postsecondary Student Aid Study