Parent’s Student Loans

As a parent you are on this page because you care about your children and have given them all in terms of love and support but also money. They have gone to College because of you and you have picked up the check but that check has been big!

Here are some questions to ask yourself…

  • Are your Federal student loans larger than your income?
  • Do you feel overwhelmed by your monthly student loan payments?
  • Do you feel that you can’t move forward with your life because of the amount of student debt hanging over you?
  • Do you feel like saving for retirement is on hold and your retirement is in jeopardy because of student loan debt?
  • Do you feel that you will NEVER be able to pay your student loans off?
  • Do you feel panicked / frustrated that there is no solution to your student loan problem?

Then you have come to the right place!

We can assess what is the right plan for you based on your current situation and what your Short, Medium and Long Term goals are. We can usually show you ways to significantly reduce your monthly repayment amount and maximize the amount of debt forgiveness you can achieve.

Book a complimentary appointment with me and let us show you a strategy to help you get on track with your life and find solutions to reduce your student loan stress and provide a path to student loan completion.

Eric McGinley is a Board Certified, Student Loan Professional (CSLP).

Book a 30min Complimentary Meeting
ServicesStudent Loan AnalysisStudent Loan ImplementationRecertification Retainer*
$1200$200/month$240/yr
Student Loans Data AnalysisYY
Meeting to Discuss Student Loan DataY
Plan to move from PARENT PLUS to Income Driven Repayment PlanY
Education on the Different Federal Loan Plans AvailableY
Calculation of Accumulated Debt per Loan Plan TypeY
Calculation of Student Loan Forgiveness AmountY
Loan Plan ComparisonY
Student Loan Data ReportY
Monitor Recertification DateYY
Advocate with Loan ServicerYY
Assist in completing all paperworkYY
Assist with Loan deadlinesYY
Assist with Annual RecertificationYY
Assist with Loan Servicer requirementsYY

Student Loan Analysis:  First step on the path to implement a plan to get out of Student Loan debt. This will not be simple, easy OR short but there is a potential strategy to significantly reduce your monthly repayment and work towards student loan forgiveness despite what you might have been told.
Student Loan Implementation: For anyone who wants the surety of knowing that their plan will be implemented by an expert, so that any issues that arise will be dealt with correctly. This plan can only be selected IF the Analysis package has been purchased first. The maximum number of payments is 6 but if the plan is incomplete, implementation will continue regardless with no extra payments.
Recertification Retainer: For anyone who wants to make sure that all deadlines are met and that the plan is progressing as it should. This plan can only be purchased if the Analysis package is purchased first.