College Planning for Divorced and Remarried Parents

If you are divorced or remarried, there are a number of different scenarios that might affect you:

 

  • Is your child 50-50 between you and your EX and what does that mean?
  • Does your EX still live in the same accommodation but separate?
  • Is your EX unwilling to support their child going to College?
  • Is your EX unwilling to provide their financial information ?
  • Have you lost contact with your EX?
  • What does having a new spouse mean for financial aid?

 

Is this You?

 

  • Do you feel that you cannot afford College for your child(ren)?
  • If you do pay for College, do you feel that you will either not be able to retire or retire much later?
  • Are you concerned that all Colleges are expensive and there are no deals out there?
  • Do you feel that saving for College will penalize you?
  • Would you like a guide that will educate you on this complex and expensive process and provide a strategy to get your child into College with the least amount of cost possible?

 

Our process is as follows:

 

  • determine what you will be expected to pay (EFC), which is not the same as what you can afford!
  • determine if you qualify for financial aid
  • determine if you qualify for merit aid (scholarships)
  • determine your 1 year and 4 year cost for each College
  • provide a list of Colleges for your student’s major that provide the most financial and/or merit aid
  • provide ideas to enhance financial and merit aid
  • calculate student loan projections
  • collaborate with you to come up with a budget
  • perform a College GAP analysis
  • provide College savings strategies
  • provide strategies to minimize the Expected Family Contribution (EFC) and maximize Financial Aid
  • fill out your Financial Aid forms (FAFSA & CSS Profile)
  • assess and appeal family circumstance changes and College Award letters to the College

Service Packages


ServicesFoundationsCollege PlanningAnnual Retainer
$500$2,400$600
How much Colleges think you can afford (EFC)YYY
If you Qualify for Need-based GrantsYY
If you Qualify for Merit-based ScholarshipsYY
1 Year Out of Pocket Cost (for each College)Y for 4Y
4 Year Out of Pocket Cost (for each College)Y for 4Y
Need-based Aid Enhancement IdeasY
Merit-based Aid Enhancement IdeasY
Student Loan ProjectionsY
College Pre-Approval BudgetY
College Funding Gap AnalysisY
College Savings StrategiesY
Reallocation of Assets to lower EFCY
Financial Aid Forms Filing ServiceYY
Student Award Letter Analysis and AppealsYY
Access to PortalYY
Student Access to Aptitude TestingY

Foundations Package: Ideal for high school students who have a standardized test score (ACT/SAT) and a list of colleges.
College Planning Package: Ideal for families that don’t want to pay the full sticker price and are looking to see if they can maximize the amount of Aid available (Financial & Merit Aid).
Annual Retainer: Ideal for parents who want a College Funding expert on retainer to ask questions and to help with successive years Financial Aid form submission. Must have purchased College Planning Package previously

 

Additional Services


ServicesAwards PackageBusiness Owner-Sole Proprietor PackageAthletes Package
$500$1,000Included
College Award Letters AnalysisY
College Award Letters AppealY
Tax StrategiesY
List of Colleges in your Sport & avg. ScholarshipY
List of Colleges with your Major that do your SportY
Recruitment Education
Y
Education of Athlete's LifeY

For the Awards Package: If we can’t get you 100% more than what the package costs, there is no charge.
For the Business Owner Package: If our strategy doesn’t pay for itself in the first year, there is no charge.
There is no charge for the Athlete’s Package.